Exit Strategy: Selling an Investment Property in Cape Town – The Complete 2026 Guide

 

Lake Properties

Lake Properties

Exit Strategy: Selling an Investment Property in Cape Town – The Complete 2026 Guide

Every successful property investment begins with an exit strategy. While many investors spend months researching where to buy, far fewer consider the best time and method to sell. Yet your exit strategy ultimately determines how much profit you keep after estate agency commission, legal fees, Capital Gains Tax (CGT), bond cancellation costs and other selling expenses.

Whether you own a rental house in Crawford, a family home with a separate entrance in Athlone, or an investment property in Rondebosch East, knowing when to exit can significantly improve your long-term wealth.

Instead of asking "Can I sell?", successful investors ask "Is this the right time to maximise my return?" If you're weighing up that question, Lake Properties can run a free market assessment and help you build a personalised exit strategy.

Why Every Property Investor Needs an Exit Strategy

An exit strategy is simply a plan for selling your property at the most profitable time. Without one, investors often sell because of financial pressure rather than market opportunity.

A well-planned strategy helps you:

• Maximise capital growth
• Increase overall return on investment (ROI)
• Minimise vacancy periods
• Reduce unnecessary holding costs
• Prepare for Capital Gains Tax
• Reinvest profits into higher-performing properties

Property investing is not only about buying well — it is also about selling wisely.

Signs It May Be Time to Sell

No two investors have the same goals, but several indicators suggest it may be the right time to exit. You may consider selling if:

• Your property's value has appreciated substantially
• Rental growth has slowed
• Maintenance costs continue increasing
• Interest rates are affecting cash flow
• You wish to diversify your portfolio
• You are approaching retirement
• Better investment opportunities have emerged

Selling should always be based on financial analysis rather than emotion. A professional property valuation is the best starting point before making that call.

Calculate Your Real Profit Before Selling

Many investors focus only on the selling price while overlooking the true cost of selling. Remember to budget for:

• Estate agency commission
• Bond cancellation fees
• Conveyancing costs
• Rates clearance figures
• Compliance certificates (where applicable)
• Capital Gains Tax
• Moving costs

Your net proceeds — not your selling price — determine whether the sale is successful. Keeping records of renovations and capital improvements can also reduce your taxable capital gain. For tax guidance specific to your situation, consult the South African Revenue Service (SARS).

Should You Sell with a Tenant in Place?

Many Cape Town investors wonder whether to wait until the property is vacant.

Selling with tenants can:

• Appeal to investors seeking immediate rental income
• Demonstrate proven rental history
• Eliminate vacancy periods

Selling vacant may:

• Attract owner-occupiers
• Allow easier viewing appointments
• Improve presentation through staging

The right decision depends on your target market.

Comparing Crawford, Athlone and Rondebosch East for Investors

Factor	Crawford	Athlone	Rondebosch East
Rental Demand	High	High	Very High
Capital Growth Potential	Strong	Steady	Strong
Investor Interest	High	Growing	High
Family Appeal	Excellent	Excellent	Excellent
Rental Income Potential	Strong	Good	Strong
Best Buyer Profile	Families & Investors	First-time Buyers & Investors	Families & Professionals

Crawford remains one of the Southern Suburbs' most desirable investment areas due to its central location, excellent schools and consistent rental demand.

Athlone continues attracting investors seeking affordable entry prices and reliable rental income, with ongoing infrastructure improvements supporting long-term growth.

Rondebosch East combines strong tenant demand, excellent transport links and proximity to schools, making it attractive to both investors and owner-occupiers.

No suburb is universally "best" — the right choice depends on your investment objectives. Ask us which suburb currently offers the strongest return based on today's market conditions.

An Illustrative Example: How a Well-Timed Sale Can Play Out

The scenario below is illustrative — a composite of patterns we commonly see, not a specific client case.

Consider an investor who purchased a rental property in Crawford several years ago as a long-term hold. Over time, consistent rental income and steady capital appreciation increased the property's value. As maintenance costs began rising and buyer demand strengthened, the investor sought advice on timing the exit. A detailed market analysis, a few cost-effective cosmetic improvements, and strategic pricing led to a strong sale shortly after listing — with the proceeds reinvested into a property better aligned to the next phase of the portfolio.

Every investor's circumstances differ, but the pattern holds: careful planning, market timing and professional guidance tend to improve overall investment outcomes.

Common Mistakes Investors Make

Avoid these costly errors:

• Selling too early
• Waiting until the market declines
• Overpricing the property
• Ignoring Capital Gains Tax
• Neglecting maintenance before listing
• Failing to prepare financial records
• Selling without understanding current buyer demand

Professional advice often prevents expensive mistakes.

Frequently Asked Questions

When is the best time to sell an investment property?
Generally, when market demand is strong, the property has appreciated significantly and selling aligns with your long-term financial goals.

Should I renovate before selling?
Minor cosmetic improvements often provide better returns than expensive renovations.

Can I sell with tenants still occupying the property?
Yes. Many investors specifically look for income-producing properties with reliable tenants already in place.

Will I pay Capital Gains Tax?
Most investment properties are subject to CGT. A qualified tax professional can advise you based on your individual circumstances.

 Internal Links (SEO Structure)

• Understanding Heritage Restrictions When Buying Property in Cape Town
• Buy-to-Let in Rondebosch East: The Ultimate Investment Guide
• /how-to-spot-undervalued-property-crawford
• Is my location improving or declining?

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🌍 External Resources

• https://www.capetown.gov.za (Building plan approval & compliance)
• https://www.gov.za (National property regulations)

Conclusion

Selling an investment property is one of the most important financial decisions an investor will make. The timing of the sale, understanding local market conditions, preparing the property effectively and calculating the true costs can all have a significant impact on your overall return.

Whether you own a rental property in Crawford, Athlone or Rondebosch East, a carefully planned exit strategy can help you maximise your profit while positioning you for your next investment opportunity. Rather than reacting to market changes, successful investors plan ahead, seek professional advice and sell with clear financial objectives in mind.

Contact Lake Properties today for a free property valuation and expert guidance on selling your investment property in Cape Town's Southern Suburbs. Call 083 624 7129 or email info@lakeproperties.co.za.

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Lake Properties Pro Tip: Don't wait until you need to sell before evaluating your investment. Review your property's performance every year by comparing rental yield, maintenance costs, capital growth and local buyer demand. A proactive exit strategy can often unlock greater long-term wealth than simply holding onto a property indefinitely.

Lake Properties

How the average person can take advantage of South Africa's stable 7% home loan rate

Lake Properties

Lake Properties

Taking Advantage of South Africa's Stable 7% Repo Rate

The South African Reserve Bank's decision to keep the repo rate at 7% (as of July 2026) provides a window of opportunity for property buyers, homeowners, and investors. With borrowing costs holding steady, you can lock in financing, negotiate on price, and even pay down your bond faster.

Rather than waiting for a future rate cut — and facing more competition when it arrives — savvy buyers are using this period of rate stability to their advantage. In Cape Town's Southern Suburbs, especially Crawford, Athlone, and Rondebosch East, conditions remain ripe for buyers and investors.

This guide explains how to act now, from obtaining mortgage pre-approval to weighing up which suburb offers the best mix of price, yield and growth for your goals. As Lake Properties sees it, Crawford offers stable growth, Athlone provides an affordable entry point, and Rondebosch East balances value with future upside — and the sections below break down the reasoning behind that, suburb by suburb.

Why Stable Rates Matter for Property

When the repo rate — currently 7% — stays unchanged, borrowers gain certainty about short-term financing costs. Monthly bond repayments remain level, easing budgeting, while banks continue competing for good borrowers with competitive rates for qualified clients.

Reuters has reported that four of the six SARB policy members supported holding the rate at 7%, signalling stable conditions ahead — a good sign that this plateau isn't about to shift abruptly.

In practical terms, stable rates mean more time to plan. When rates have been rising, buyers sometimes rush or hold back out of caution; when they level off, as now, there's less pressure to panic-buy.

Instead, it's worth locking in financing. Getting pre-approved for a home loan at today's prime lending rate shows sellers you're serious and lets you compare offers from several banks for the best terms.

It's also a good moment to negotiate with confidence. Sellers who priced their homes expecting higher rates may still be open to discounts or covering transfer costs to close a deal, and a pre-approved loan strengthens your hand.

And it's worth using the calm to prepare financially. Paying down credit cards or other debts, improving your credit score, and saving a larger deposit can all unlock a lower interest margin on your bond. If you haven't already, getting your bond pre-approved costs nothing and can save you thousands.

The SARB has held the policy rate at 7% as inflation starts to moderate, and analysts expect any cut to come later in the year, once inflation is closer to target.

Property markets often improve during plateaus like this one. FNB's latest analysis notes that lower borrowing costs, combined with likely further easing in 2026, are expected to stimulate buying activity and strengthen demand, especially in supply-constrained areas. That means prices could remain firm or even rise as demand picks up, which is itself a reason to consider acting now rather than waiting.

Opportunities for Buyers and Investors

A stable repo rate makes home-buying and investment less risky. Buyers can shop without worrying that their repayments will suddenly jump, and investors can calculate rental yields more reliably.

Buying before competition heats up is one of the clearest advantages. If a rate cut does come, more buyers will flood the market and bid up prices — by buying now, you lock in today's price against comparatively manageable competition.

First-time buyers in Athlone, for instance, have been able to negotiate R100,000–R200,000 off asking prices by making strong offers backed by pre-approval, and with rates unchanged, that kind of window tends to stay open a little longer.

It's also worth negotiating harder than you might otherwise. Stable rates mean many motivated sellers — relocating for work, upgrading, and so on — need to set realistic prices, so it's reasonable to ask for a reduced sale price, inclusion of appliances, or even seller-assisted transfer fees.

On the financing side, comparing bond offers from multiple banks matters. If your deposit is larger than the minimum, or you qualify for a first-time buyer grant or transfer duty exemption, use that leverage — even a 0.25–0.50% interest advantage can save tens of thousands over 20 years.

And with repayments stable, it's a good time to channel any bonus or tax refund into your home loan. An extra R500–R1,000 a month can shave years off your bond term and cut total interest substantially.

For investors, buy-to-let becomes easier to assess when borrowing costs are predictable. Cape Town's Southern Suburbs, including Crawford, Athlone, and Rondebosch East, attract a steady pool of tenants — young professionals, families, students — and a well-chosen property can produce gross rental yields around 6–7%. A R3 million home in Rondebosch East, for example, might rent for roughly R18,000 a month, giving a gross yield near 7.2%, even higher net of costs.

Refinancing and Homeowners

For current homeowners, a pause in rate rises is a good prompt to review your mortgage. It's worth asking your bank to review your rate — sometimes staying loyal earns a rebate or reduced margin, and if you have good credit and equity, another bank might offer a lower rate to win your business. Even a 0.25–0.50% cut on a R2 million loan saves thousands a year.

If you built up repayment capacity while rates were stable or falling, continuing to pay your previous, higher instalment rather than easing off sends that extra straight to capital. In practice, many homeowners find they can shorten their bond by 5–10 years with just moderate extra payments.

Some banks also allow an interest-only structure in the early years before switching to capital repayment. When rates are stable, it can be worth flipping that and paying down capital first to reduce the overall interest burden.

What This Means for Sellers

Sellers benefit from stable rates too. Buyers have clearer affordability when repayments aren't rising, so a well-priced property still attracts competitive offers.

Offers made with rates locked at 7% are also more likely to be genuinely financed rather than opportunistic, which reduces fall-throughs.

It's worth leaning into that stability in your marketing. A Crawford seller who pitched an R3.2 million home as "financeable at R25,000 per month" saw that message resonate with buyers and received a full-price offer within weeks.

If you're selling, presentation still matters most, but a free market valuation is a good starting point for pricing it right.

Crawford vs Athlone vs Rondebosch East: A Suburb Showdown

These Southern Suburbs each offer distinct advantages, drawing on municipal records, property indices and market reports:

Suburb	Median Price (2022 GV)	Typical Rental Yield	Vacancy	Transport Links	Schools	Growth Outlook
Crawford	R2.1M	~6–7% (stable tenant demand)	Low-to-moderate	M5/M3 access, Lansdowne train station, MyCiTi bus	Clive Rd PS; near Rondebosch schools	Moderate (~5.2%/yr)
Athlone	R1.35M	~7–8% (high demand area)	Very low	N2/M5 interchange, Athlone Station, taxi routes	7 schools, incl. Athlone HS, Trafalgar HS	City focus area (~4.6%/yr)
Rondebosch East	R2.6M	~6–7% (steady family rentals)	Moderate (mixed rental/student)	N2/M3 access, near UCT and Sea Point routes, MyCiTi buses	Rondebosch East PS, near Rondebosch HS	High (~6.3%/yr), 7ha development planned

Crawford offers leafy streets and proximity to Groote Schuur and sports venues. It's slightly pricier than Athlone but has attracted steady middle-income buyers, with local council data showing prices up around 5% a year.

Athlone is the most affordable of the three, with excellent connectivity via the M5/N2 and a strong spread of schools. It sees robust rental demand from families and students, and the City's development focus there may support future value growth, which has already run at around 4.6% a year.

Rondebosch East is the priciest but also the most central, sitting next to UCT and the hospital cluster, with the strongest growth track record of the three at roughly 6.3% a year and high-density housing planned.

Put simply: Athlone suits entry-level buyers, Crawford offers a balance of value and income, and Rondebosch East is the pick for long-term upside.

Suggested Internal Links

• Should I have a home loan in my 20s
• How to Price Your Home Correctly in Cape Town (2026 Seller’s Guide)
• Abandoned Houses in Cape Town: What Buyers and Investors Need to Know
• What to include and exclude in the Sale Agreement when selling your house 
• Executive House to rent in Rondebosch East ( The Avenues) 
• Mortgage Lenders for Property Investors in Cape Town
• What if the landlord sells the house,what are your rights as a tenant in Cape Town 

Suggested External Links

• South African Reserve Bank (SARB): https://www.resbank.co.za
• SA Home Loans: https://www.sahomeloans.com
• National Credit Regulator (NCR): https://www.ncr.org.za
• BetterBond: https://www.betterbond.co.za

Real-World Examples

Note: the following are illustrative scenarios based on typical buyer and investor profiles in these suburbs, not verified client case studies — worth confirming before publishing if you intend to present them as real transactions.

A first-time buyer couple purchasing a starter home in Athlone for R2.5 million with a 10% deposit and a 90% bond at prime (10.5%) illustrates how locking in financing during a stable-rate period can work in a buyer's favour. A bank is often willing to offer a better margin, and a seller who has had a property on the market for months may accept a modest reduction.

An investor upgrading from a paid-off flat into a R3 million house in Crawford, using half the sale proceeds as a deposit and channelling the rest into the bond to cut monthly interest, shows how equity can be leveraged comfortably when rates are predictable. A tenant paying R17,000 a month on that property would represent close to a 6.8% yield.

A Rondebosch East homeowner refinancing an older bond down by 0.5% through a new 20-year term, then redirecting the resulting saving straight back into extra bond payments rather than lifestyle spending, demonstrates how a rate hold — not just a rate cut — can still be turned into several years shaved off a bond term.

What to Weigh Up Before You Act

Whether you're a first-time buyer, an investor, or selling, a few things are worth thinking through before committing.

Affordability. How much can you comfortably manage at today's rates, once insurance, rates and maintenance are factored in?

Timing. Are you looking at this as a long-term investment or a short-term fix — and would delaying likely cost more?

Financing. Have you compared loan rates and costs like initiation fees? Would refinancing an existing bond be worthwhile?

Market trend. Cape Town's Western Cape saw around 7.7% price growth by March 2024, for context — how does that line up with the specific suburb you're considering?

The property itself. Does it have proximity to schools, transport and amenities that will ease future resale or rental?

Exit strategy. If renting, what vacancy rates might you face? Athlone, for instance, has very low vacancy due to high demand.

Where any of this is uncertain, it's worth running the numbers with a mortgage calculator or talking it through with Lake Properties before committing.

Closing Thoughts

The best deals often come when rates are stable and sellers are motivated — periods like this one allow for calm negotiation on price and financing rather than a rush to overpay.

The fundamentals that matter most are still location, school zones, and growth prospects, not trying to predict the Reserve Bank's next move.

The current stability is a genuine window: getting pre-approved, scouting listings, and securing financing now — before the market surges again — puts buyers ahead of the curve.

Whether in Crawford, Athlone, Rondebosch East or beyond, Lake Properties is on hand with local insight and a plan tailored to today's market conditions.

Call to Action

Ready to invest with confidence? 

Contact Lake Properties today for expert guidance on finding a home that delivers long-term value, financial security, and peace of mind.

If you know of anyone who is thinking of selling or buying property,please call me

Russell 

Lake Properties

www.lakeproperties.co.za  

info@lakeproperties.co.za 

083 624 7129 

Lake Properties                                                                                     Lake Properties

SARB Holds Repo Rate at 7%: What It Means for Homeowners, Buyers and Sellers in South Africa

Lake Properties

Lake Properties

SARB Holds Repo Rate at 7%: What It Means for Homeowners, Buyers and Sellers in South Africa

The South African Reserve Bank (SARB) has decided to keep the repo rate at 7%, leaving the prime lending rate at approximately 10.5%. While many South Africans were expecting an interest rate cut, the decision provides something equally important — certainty. Stable interest rates give homeowners, first-time buyers, investors and sellers confidence to make informed property decisions without worrying about sudden increases in borrowing costs.

Whether you're buying your first home in Athlone, upgrading in Crawford, or investing in Rondebosch East, understanding what this decision means could save you money and help you take advantage of current market conditions — and it's worth speaking to Lake Properties about how it affects your specific plans.

Why Did SARB Keep the Repo Rate at 7%?

SARB's primary objective is to keep inflation under control while supporting sustainable economic growth. Although inflation has moderated, uncertainty surrounding global markets, fuel prices and the rand means the Reserve Bank has chosen to maintain borrowing costs rather than reduce them prematurely.

For the property market, this creates stability. Buyers know what their monthly repayments will be, sellers can price their homes with confidence, and banks can continue offering competitive home loan products.

What It Means for Homeowners

For homeowners with variable-rate home loans, monthly repayments remain unchanged, making household budgeting easier. This is also an ideal opportunity to pay additional money into your bond, reducing both your loan term and the total interest paid. Homeowners should also review their current interest rate — if you have a strong repayment history or your property has increased in value, your bank may be willing to offer a more competitive rate.

Even a modest overpayment adds up: paying an extra R1,000 a month into your bond could shorten your repayment period by several years while saving thousands of rand in interest over the life of the loan. If you're curious what your home is worth in today's market, a free valuation from Lake Properties is a good place to start.

What It Means for First-Time Buyers

Stable interest rates provide confidence. Buyers can calculate affordability accurately, obtain bond pre-approval, and negotiate purchases knowing repayments are unlikely to increase before registration. Banks remain highly competitive, with many offering lower-than-prime interest rates, reduced initiation fees, cashback incentives, and flexible repayment options.

Rather than waiting for future interest rate cuts, buyers who purchase today could benefit from both worlds: if a buyer purchases a home for R2 million now and property values rise 6% over the next year, they gain that capital appreciation — and if SARB later trims rates by 0.25%, their monthly repayments drop too. Getting pre-approved and starting the search now, rather than waiting on a rate cut that may not come soon, is often the smarter play.

What It Means for Property Investors

Investors benefit from certainty. Stable borrowing costs make it easier to calculate rental yields, manage cash flow and evaluate investment opportunities. Cape Town continues to outperform many South African property markets thanks to limited housing supply, strong population growth and consistent demand from both local and international buyers — creating an opening to secure investment properties before competition increases, lock in financing, expand rental portfolios, and benefit from long-term capital growth. If you're weighing up where to invest, it's worth asking Lake Properties about which Cape Town suburbs are performing best right now.

How Buyers and Sellers Both Benefit

For buyers, holding the rate steady means being able to lock in today's prices before further property appreciation, secure finance without worrying about immediate repayment increases, take advantage of competitive home loan offers, and negotiate favourably while buyer competition remains balanced. The greatest advantage is certainty — buyers can confidently plan their finances rather than delaying a purchase while waiting for a rate cut that may not happen immediately.

Sellers benefit too. Buyer confidence generally improves when repayments remain predictable, and banks continue approving home loans for qualified applicants, which widens the pool of serious purchasers. Stable borrowing costs also reduce the pressure on sellers to discount aggressively, particularly in popular suburbs where demand remains strong. For homeowners looking to upgrade, today's market offers a rare window to sell and purchase another property while accurately calculating future affordability. If you're thinking of selling, a free valuation and a tailored marketing strategy from Lake Properties is worth exploring.

To put the numbers together: imagine a buyer purchases a property for R2,000,000 on a 20-year home loan, with rates holding steady and monthly repayments stable. They pay an extra R1,500 into the bond each month, and after a year the property's value rises 6%, adding roughly R120,000 in equity. If SARB later cuts rates, their repayments fall further while they continue benefiting from that capital growth — a good illustration of why buying the right property often matters more than waiting for the "perfect" interest rate.

Crawford vs Athlone vs Rondebosch East

Feature	Crawford	Athlone	Rondebosch East
Affordability	Moderate	Excellent	Moderate to high
Buyer Demand	High	High	Very high
Rental Demand	High	High	Very high
Investment Potential	Strong	Strong	Excellent
Family Appeal	Excellent	Very good	Excellent
Long-Term Growth	Strong	Improving	Outstanding

Crawford remains popular with families thanks to excellent schools, a central location and convenient transport links, offering strong long-term stability. Athlone continues to attract first-time buyers seeking affordability without sacrificing convenience, with good value and growing investment potential. Rondebosch East enjoys strong buyer demand thanks to limited housing supply, excellent schools and proximity to major employment centres, making it one of the Southern Suburbs' strongest long-term investment areas. Lake Properties can walk you through current listings across all three if you're comparing your options.

A young couple who bought a townhouse in Athlone after securing bond pre-approval offer a good example of how this plays out in practice — because interest rates stayed stable through transfer, they avoided any unexpected repayment increases and moved into their first home within budget. On the investment side, a buyer who purchased a family home in Rondebosch East before demand strengthened further was able to forecast rental income accurately thanks to stable financing, and has since seen both the property's value and its rental income grow.

What to Ask Yourself Before Buying or Selling

Before making your next property decision, it's worth thinking through whether now is genuinely the right time to buy rather than wait, whether you could comfortably afford repayments if rates rise later, whether the suburb you're considering has real long-term growth potential, whether you've compared bond offers from more than one bank, whether your property is priced correctly for today's market, and whether refinancing might actually save you money.

Frequently Asked Questions

Does the repo rate affect my home loan? Yes — most South African home loans are linked to the prime lending rate, which is influenced directly by the SARB repo rate.

Should I wait for interest rates to decrease? Not necessarily. Waiting could mean paying a higher purchase price if property values keep rising in the meantime.

Is now a good time to buy property? If your finances are secure, stable interest rates provide the confidence and predictability that make this an attractive time to purchase.

Which suburb offers the best investment opportunity? Rondebosch East currently offers excellent long-term growth potential, Crawford provides stability and family appeal, and Athlone delivers outstanding value for first-time buyers and investors.

• Understanding Heritage Restrictions When Buying Property in Cape Town
• Buy-to-Let in Rondebosch East: The Ultimate Investment Guide
• /how-to-spot-undervalued-property-crawford
• Is my location improving or declining?

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🌍 External Resources

• https://www.capetown.gov.za (Building plan approval & compliance)
• https://www.gov.za (National property regulations)

Conclusion

Although many South Africans hoped for an interest rate cut, SARB's decision to keep the repo rate at 7% provides something just as valuable — certainty. Stable borrowing costs help homeowners manage their finances, give buyers the confidence to enter the market, provide investors with predictable cash flow, and allow sellers to market their homes in a stable environment. For buyers, the opportunity lies in securing today's prices before future appreciation; for sellers, it's the chance to reach confident, finance-ready buyers while demand remains healthy.

Rather than trying to predict the next interest rate announcement, it's usually smarter to focus on buying or selling at the right market value — a well-priced property in a high-demand suburb like Crawford, Athlone or Rondebosch East builds long-term wealth regardless of short-term rate movements. Whether you're buying your first home, investing in Cape Town property, or preparing to sell, understanding today's interest rate environment can help you make smarter decisions. Lake Properties is ready to help with a free valuation, personalised buying advice, or a look at what's currently available in Crawford, Athlone and Rondebosch East.

Call to Action

Ready to invest with confidence? 

Contact Lake Properties today for expert guidance on finding a home that delivers long-term value, financial security, and peace of mind.

If you know of anyone who is thinking of selling or buying property,please call me

Russell 

Lake Properties

www.lakeproperties.co.za  

info@lakeproperties.co.za 

083 624 7129

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Related reading: Properties for Sale in Crawford · Properties for Sale in Athlone · Properties for Sale in Rondebosch East · Free Property Valuation · Property Buying Guide · Contact Lake Properties

Lake Properties                                                                                           Lake Properties

How Capital Gains Tax Affects Property Sellers in Cape Town (2026 Guide)

Meta Description

Learn how Capital Gains Tax (CGT) affects property sellers in Cape Town in 2026. Understand SARS exemptions, tax-saving strategies, estate planning, and how sellers in Crawford, Athlone, and Rondebosch East can reduce tax legally.

How Capital Gains Tax Affects Property Sellers in Cape Town

For many homeowners in Cape Town, selling a property is one of the biggest financial transactions of their lives. But what many sellers underestimate is how much Capital Gains Tax (CGT) can reduce the profit they actually walk away with.

Whether you are selling a family home in Crawford, an investment property in Athlone, or a long-held property in Rondebosch East, understanding how CGT works in South Africa is essential before listing your property on the market.

In 2026, SARS introduced important adjustments to CGT exemptions that may significantly benefit qualifying homeowners — especially in high-growth areas where property values have increased substantially over the last decade.

This guide explains:

• How CGT works
• Current SARS 2026 exemptions
• Practical tax-saving strategies
• Estate planning considerations
• Real Cape Town property examples
• Common mistakes sellers make
• A comparison between Crawford, Athlone, and Rondebosch East

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What Is Capital Gains Tax?

Capital Gains Tax is the tax paid on the profit made when selling an asset for more than its original purchase price.

In property terms, CGT applies when:

• You sell a house
• You sell an investment property
• You dispose of inherited property
• You transfer property in certain situations

Importantly, CGT is not charged on the full selling price.

It is charged on the profit — known as the capital gain.

Example

If you:

• Bought a property for R1.2 million
• Spent R200,000 on renovations
• Sold it for R2.5 million

Your taxable gain is not automatically R1.3 million.

SARS allows certain deductions, including:

• Transfer costs
• Legal fees
• Estate agent commission
• Approved renovations
• Bond registration costs

This adjusted amount becomes your capital gain calculation.

Call to Action

Before selling your home, request a professional property valuation and estimated CGT exposure calculation to avoid surprises during transfer.

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SARS CGT Rates and Exemptions for 2026

According to the latest SARS 2026 tax guide:

• Individuals include 40% of the capital gain in taxable income
• Maximum effective CGT rate for individuals is approximately 18%
• Annual exclusion increased to R50,000
• Primary residence exclusion increased to R3 million in 2026

R3,000,000

This means qualifying homeowners can exclude up to R3 million of profit on the sale of their primary residence before CGT applies.

For many long-term Cape Town homeowners, this is a major financial advantage.

Why This Matters in Cape Town

Cape Town property prices have appreciated sharply over the last 10–15 years.

A homeowner who bought a property in:

• Crawford for R850,000 in 2012
• Athlone for R700,000 in 2011
• Rondebosch East for R950,000 in 2010

may now be selling for well above R2.5 million depending on property condition and location.

Without the increased exemption, many sellers would face far larger tax liabilities.

Call to Action

Speak to a conveyancer or tax practitioner before accepting an offer to understand how much of your profit may actually be tax-free.

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How Capital Gains Tax Is Calculated

The process generally works as follows:

1. Determine selling price
2. Subtract original purchase price
3. Deduct qualifying costs
4. Apply primary residence exclusion
5. Apply annual exclusion
6. Include 40% of remaining gain in taxable income

Realistic Example — Family Home in Crawford

Purchase Details

• Bought in 2013: R1.4 million
• Renovations over time: R350,000
• Selling costs and commission: R180,000
• Sold in 2026: R4.9 million

Simplified Calculation

• Gross gain: R3.5 million
• Less qualifying expenses: R530,000
• Net gain: R2.97 million

Because the property qualifies as a primary residence, the seller may fall entirely within the new R3 million exclusion.

Result:
Potentially little or no CGT payable.

This is why accurate calculations matter.

Call to Action

Keep records of renovations, invoices, and legal expenses throughout ownership — they may significantly reduce future CGT.

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Properties That Usually Do NOT Qualify Fully

Many sellers incorrectly assume all residential property sales qualify for the exemption.

That is not true.

The following properties may face higher CGT exposure:

• Rental properties
• Airbnb properties
• Holiday homes
• Student accommodation
• Buy-to-let investments
• Vacant land
• Flipped properties

If a property was partially used for business or rental purposes, SARS may apportion the exemption.

Example

A homeowner in Rondebosch East:

• Lived upstairs
• Rented out the downstairs section

may not receive the full exemption on the entire property.

Call to Action

If your property had mixed residential and rental use, obtain tax advice before listing it for sale.

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Comparison: Crawford vs Athlone vs Rondebosch East

Suburb	Typical Buyer Demand	Long-Term Growth Potential	Typical CGT Exposure Risk	Investor Activity
Crawford	Strong family demand	High	Moderate to High	Moderate
Athlone	Growing affordability market	Moderate	Lower to Moderate	Increasing
Rondebosch East	Strong mixed-market demand	High	High	High

Crawford

Crawford remains attractive due to:

• Central location
• Access to schools
• Family appeal
• Consistent resale demand

Long-term owners in Crawford are often sitting on substantial capital appreciation, increasing potential CGT exposure.

Athlone

Athlone has experienced:

• Increased buyer demand
• Upgrading infrastructure
• Stronger first-time buyer activity

Property values remain more affordable compared to Southern Suburbs areas, which can reduce overall CGT exposure.

Rondebosch East

Rondebosch East continues to attract:

• Investors
• Young professionals
• Multi-generational families

Because many older homes were purchased decades ago at much lower prices, capital gains can be substantial when selling today.

Call to Action

If you own property in any of these areas, request a comparative market analysis to estimate both current market value and potential tax exposure.

---

Practical Ways to Reduce CGT Legally

There is no magic loophole to avoid tax entirely, but there are legitimate ways to reduce exposure.

1. Keep Every Improvement Record

Sellers often lose thousands because they cannot prove renovation costs.

Keep:

• Builder invoices
• Electrical upgrades
• Kitchen renovations
• Roofing expenses
• Extension approvals

2. Structure Ownership Properly

Trusts, companies, and personal ownership all have different tax implications.

Incorrect structuring can dramatically increase tax.

3. Understand Timing

Sometimes delaying or accelerating a sale into another tax year can improve outcomes.

4. Use Estate Planning Correctly

Poor estate planning can create unnecessary:

• CGT
• Estate duty
• Liquidity problems

Especially where heirs inherit property.

Call to Action

Review your estate plan every few years, especially if your property portfolio has grown significantly.

---

Estate Planning and Property Sales

Many families only discover tax complications after a death occurs.

In South Africa:

• CGT may still apply in deceased estates
• Estate duty may also apply
• Heirs may inherit tax liabilities indirectly

This becomes especially problematic when:

• Multiple heirs inherit one property
• The estate lacks cash
• Property must be sold quickly

In some cases, families are forced into distress sales simply to settle SARS obligations.

Proper estate planning can help:

• Preserve family wealth
• Reduce conflict
• Improve liquidity
• Reduce unnecessary tax exposure

Case Study Example

A family in Athlone inherited a long-held property purchased in the 1980s.

Because no estate planning had been done:

• The estate faced CGT exposure
• Delays occurred during administration
• The property ultimately sold below market value due to pressure to settle liabilities

With earlier planning, much of the stress and financial loss may have been avoided.

Call to Action

Property owners with high-value homes or multiple properties should consider speaking to both an estate planner and tax professional.

---

Common CGT Mistakes Cape Town Sellers Make

Assuming Primary Residence Automatically Means No Tax

Not always.

Mixed-use properties can reduce the exemption.

Losing Proof of Renovation Costs

No proof usually means SARS may reject deductions.

Selling Without Tax Planning

Many sellers only think about CGT after transfer is already underway.

Underestimating Market Appreciation

Long-term owners are often shocked by how large their capital gain has become.

Ignoring Estate Planning

This creates avoidable stress for heirs later.

Call to Action

Before signing a sole mandate or sale agreement, calculate:

• Estimated selling price
• Bond settlement
• Selling costs
• Estimated CGT
• Net proceeds after tax

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Frequently Asked Questions

Do I pay CGT on my primary residence?

Not always. The first R3 million capital gain on a qualifying primary residence may be excluded in 2026.

What is the maximum CGT rate in South Africa?

For individuals, the effective maximum rate is approximately 18%.

Does CGT apply to inherited property?

Yes, in certain situations CGT may still arise within deceased estates.

Can renovation costs reduce CGT?

Yes — if properly documented.

Does a rental property qualify for the R3 million exclusion?

Generally no, unless it partially qualifies as a primary residence.

---

Final Thoughts

Capital Gains Tax is one of the most overlooked costs in property sales across Cape Town.

For homeowners in Crawford, Athlone, and Rondebosch East, rising property prices mean many sellers are now sitting on significant capital appreciation.

The good news is that the 2026 SARS changes provide meaningful relief for qualifying homeowners — especially with the increase in the primary residence exclusion to R3 million.

But tax outcomes depend heavily on:

• Ownership structure
• Property usage
• Record keeping
• Timing
• Estate planning

The earlier sellers plan, the better their financial outcome usually becomes.

Lake Properties Pro-Tip

Many homeowners focus only on achieving the highest selling price.

Experienced sellers focus on something more important:

Net proceeds after tax and costs.

A property that sells slightly lower with better tax efficiency can sometimes leave a seller financially better off than a higher sale with poor planning.

Before listing your property, calculate the full financial picture — not just the headline sale price.

---

Suggested Internal Links

• How to Check If Your Property Has Approved Plans in Cape Town (2026 Guide)
• When Is it the right time to sell your house or to upgrade your house
• Crawford vs Athlone Property Prices (Cape Town Property Comparison)
• Credit Habits That Quietly Destroy Your Home Loan Chances
• Can Parents Transfer a House to Their Children Without Paying Tax in South Africa? (2026 Guide)

Suggested External Links

• SARS Capital Gains Tax Guide
• SARS Tax Rates 2026
• South African Deeds Office Information

Lake Properties                   Lake Properties

Lake Properties                      Lake Properties

Can Parents Transfer a House to Their Children Without Paying Tax in South Africa? (2026 Guide)

Meta Description

Can parents transfer a house to their children without paying tax in South Africa? Learn about transfer duty, donations tax, CGT, legal risks, and estate planning strategies in this complete 2026 guide.

Can Parents Transfer a House to Their Children Without Paying Tax in South Africa?

For many South African families, property is more than just an asset — it is generational wealth, financial security, and often a family legacy. As parents grow older, one common question arises:

“Can we transfer our house to our children without paying tax?”

The short answer is:
Usually not completely.

Even if the property is transferred between family members, SARS still treats the transaction as a formal property transfer. Taxes, legal costs, and financial implications can still apply — even when no money changes hands.

Understanding the rules before transferring a property can save families hundreds of thousands of rands and prevent serious estate-planning mistakes later.

Whether you own property in Crawford, Athlone, or Rondebosch East, this guide explains exactly how family property transfers work in South Africa in 2026.

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Why Families Transfer Property to Their Children

Parents usually transfer homes to children for one of these reasons:

• Estate planning
• Avoiding inheritance disputes
• Helping children become homeowners
• Protecting family assets
• Reducing future estate administration complications
• Keeping property within the family

In Cape Town’s Southern Suburbs especially, long-term homeowners often sit on substantial capital growth. A house bought decades ago for R300,000 may now be worth R2.5 million to R5 million or more.

That creates both opportunity and tax exposure.

Call to Action

Thinking about transferring property within your family? Speak to a conveyancing attorney and tax practitioner before signing anything.

---

The 4 Main Ways Parents Transfer Property to Children

1. Selling the Property to the Child

This is the most common method.

Parents sell the property to their child:

• At market value
• Below market value
• Or with favourable repayment terms

Even if the property is sold cheaply, SARS may still use the market value to assess taxes because family transactions are considered “connected person” transactions.

Example

Market value: R2.5 million
Sale price to child: R1 million

SARS may still assess taxes based on the R2.5 million value.

Advantages

• Legally straightforward
• Easier bond approval
• Cleaner estate planning

Disadvantages

• Transfer duty may apply
• Capital Gains Tax (CGT) may apply
• Conveyancing costs still payable

Call to Action

Before selling below market value, obtain a professional valuation to avoid SARS disputes.

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2. Donating the Property

Parents may choose to “gift” the property to their children.

This sounds simple — but donations tax is where many families get caught financially.

According to the South African Revenue Service (SARS) Donations Tax Guide:

• The first R150,000 donated annually by a natural person is exempt
• Donations above this amount may attract:
  • 20% donations tax up to R30 million
  • 25% above R30 million

Donation Tax Example

Property market value: R2 million

Annual exemption: R150,000

Taxable donation:
R2,000,000 − R150,000 = R1,850,000

Estimated donations tax:
20% × R1,850,000 = R370,000

That tax is usually payable by the donor — not the child.

Advantages

• Immediate transfer of ownership
• Useful for estate planning
• May avoid later inheritance disputes

Disadvantages

• Potentially massive donations tax bill
• CGT can still apply
• Parents lose ownership control immediately

Call to Action

Never donate property without first calculating donations tax and CGT exposure.

---

Does Capital Gains Tax Apply?

Yes — in many cases.

A property transfer between family members can still trigger Capital Gains Tax (CGT).

CGT is calculated on the profit (capital gain), not the selling price.

Formula:

Capital Gain = Selling Price − Base Cost − Qualifying Expenses

Qualifying expenses may include:

• Transfer costs
• Bond registration costs
• Major improvements
• Estate agent commission

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2026 Primary Residence CGT Exclusion

One major relief for homeowners is the primary residence exclusion.

According to SARS:

• The first R3 million capital gain on a primary residence may be excluded in 2026.

Example 1 — No CGT

Bought property for: R1.5 million
Sold/transferred value: R4.5 million

Capital gain:
R3 million

Result:
No CGT payable because the full gain falls within the exclusion.

---

Example 2 — Partial CGT

Bought property for: R1 million
Transferred value: R5 million

Capital gain:
R4 million

Primary residence exclusion:
R3 million

Remaining taxable gain:
R1 million

Only the amount above the exclusion may become taxable.

Important

The exemption generally applies only if:

• The property is your primary residence
• The property is owned personally
• The property is mainly used for domestic purposes

Call to Action

Keep records of renovations and improvements — they may reduce your CGT liability significantly.

---

2026 South African Transfer Duty Rates

Transfer duty is payable when property is transferred, unless VAT applies.

Current SARS transfer duty thresholds for 2026 remain a major factor in family transfers.

Typical costs may include:

• Transfer duty
• Conveyancing fees
• Deeds Office fees
• Bond cancellation fees
• Bond registration costs

Even “family discounts” do not automatically remove these costs.

Call to Action

Ask your conveyancer for a full transfer-cost estimate before deciding on a family transfer strategy.

---

Case Study 1: Crawford Family Home Transfer

A retired couple in Crawford owned a property valued at R3.8 million.

Original purchase price:
R650,000

They wanted to transfer the home to their son before retirement.

What Happened?

After consulting tax professionals:

• They discovered a donation would trigger substantial donations tax
• CGT exposure also existed
• Instead, they structured a sale agreement with long-term repayment terms

Result

• Lower immediate tax pressure
• Cleaner legal transfer
• Better estate-planning outcome

Lesson

The cheapest-looking option is not always the most tax-efficient one.

---

Case Study 2: Athlone Rental Property Mistake

A property owner in Athlone transferred an investment property to his daughter believing “family transfers are tax-free.”

The property:

• Was rented out
• Did not qualify as a primary residence
• Had appreciated substantially

Outcome

The owner faced:

• CGT liability
• Transfer costs
• Unexpected tax exposure

Lesson

Investment properties usually receive far fewer tax exemptions than primary residences.

---

Suburb Comparison: Crawford vs Athlone vs Rondebosch East

Suburb	Typical Buyer Profile	Property Growth Potential	Family Transfer Popularity	Affordability	Investment Demand
Crawford	Established families	Strong long-term growth	High	Moderate to expensive	Strong
Athlone	First-time buyers and families	Moderate growth	Moderate	More affordable	Growing
Rondebosch East	Professionals and investors	Strong	High	Mid-to-high	Very strong

Key Insight

In higher-growth suburbs like Rondebosch East and Crawford, CGT planning becomes increasingly important because long-term capital appreciation can create larger taxable gains.

Call to Action

Want to understand your suburb’s long-term investment potential? Speak to a local property professional before restructuring ownership.

---

Common Mistakes Families Make

1. Selling for R1 Without Advice

SARS may still tax the transaction at market value.

---

2. Ignoring Existing Bonds

Banks must approve bond-related transfers.

---

3. No Written Agreement

Verbal family agreements often create legal disputes later.

---

4. Transferring Too Early

Parents sometimes lose control of their home prematurely.

---

5. Using Trusts Incorrectly

Trusts are not automatic tax-saving vehicles.

Call to Action

Proper estate planning today can prevent expensive legal disputes tomorrow.

---

Should Parents Transfer Property Before Death?

There is no universal answer.

Sometimes early transfer makes sense:

• Simplified inheritance
• Asset planning
• Family wealth structuring

Sometimes it creates unnecessary tax exposure:

• Donations tax
• CGT
• Transfer costs
• Loss of ownership control

For many families, retaining ownership and using a properly drafted will may actually be more efficient.

Call to Action

Review your estate plan every few years as property values and tax laws change.

---

External Resources

Useful official resources:

• SARS Transfer Duty Information
• SARS Capital Gains Tax Guide
• South African Deeds Office Information

---

Suggested Internal Links

• Houses for Sale in Crawford, Cape Town: Property Prices, Market Trends & Buyer Guide
• “What the R3 Million Primary Residence CGT Exclusion Means for Homeowners in Cape Town
• Would buying a house that is in trust have some advantages or does it not make any difference all, in South Africa
• “Can You Sell a Property With a Tenant Inside in South Africa? What Every Seller and Investor Must Know
• “Can Insolvent Persons Buy Property in South Africa?”

---

Lake Properties Pro Tip

Many families focus only on avoiding estate duty and forget about donatiuons tax and CGT. In reality, transferring property too early can sometimes create a larger tax burden than leaving the property in the estate.

Before transferring property:

• Calculate the total tax exposure
• Compare inheritance vs early transfer scenarios
• Understand the long-term consequences
• Always get legal and tax advice first

A strategic transfer can preserve generational wealth. A rushed transfer can destroy it.

---

Final Thoughts

Parents can transfer property to their children in South Africa — but completely avoiding tax is rare.

The real question is not:
“How do we avoid tax entirely?”

The smarter question is:
“How do we transfer property in the most legally and financially efficient way possible?”

In 2026, with rising property values across Cape Town and increasing SARS scrutiny, professional planning matters more than ever.

Call to Action

Ready to explore the best investment opportunities in Cape Town? 

Contact Lake Properties today and let our experts guide you to your ideal property.

If you know of anyone who is thinking of selling or buying property,please call me

Russell 

Lake Properties

www.lakeproperties.co.za  

info@lakeproperties.co.za 

083 624 7129 

Lake Properties                     Lake Properties

New Developments vs Established Homes in Crawford, Athlone & Rondebosch East

Lake Properties

Lake Properties

New Developments vs Established Homes in Crawford, Athlone & Rondebosch East

What Smart Property Investors in Cape Town Are Actually Choosing in 2026

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Meta Description (SEO Optimised)

https://lakeproperties.blogspot.com/

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The Core Decision: Cashflow vs Control

Strip away the marketing, and the choice is simple:

• New developments = lower maintenance, easier entry, investor-heavy, but highly competitive
• Established homes = higher upfront cost, more effort, but stronger long-term control and upside

This is not just a buying decision — it’s a strategy decision:

• Do you want easy entry and passive ownership?
• Or control, scalability, and long-term wealth creation?

Most investors pick convenience. The top performers pick control.

---

Suburb Breakdown: Where Each Strategy Wins

---

📍 Crawford — Scarcity Drives Value

Crawford is effectively “closed off” from major development.

• Very limited vacant land
• Dominated by freestanding homes
• Strong demand linked to schools and central location

What This Means

You’re not competing with new supply — and that’s everything.

Investment Reality

• Established homes dominate — no contest
• Prices are supported by true scarcity, not hype
• Rental demand is stable, not speculative

Case Study (Real Scenario)

A 3-bedroom home bought 8–10 years ago:

• Outperformed nearby sectional-title units
• Benefited from land appreciation
• Allowed extensions → increased rental income

👉 Outcome:
Capital growth + income expansion = double-layer returns

cta 

Find undervalued deals” 

---

📍 Athlone — The Opportunity (and the Trap)

Athlone is evolving — and that’s where opportunity lives.

• New developments entering at scale
• Attractive to first-time buyers and investors
• Lower price points compared to Southern Suburbs

New Developments in Athlone

Why investors jump in:

• Lower entry price
• Modern finishes
• Security estates and lifestyle appeal

The problem:

• Multiple identical units → direct rental competition
• Developers release in phases → constant new supply

👉 Translation:
Your tenant has options — lots of them.

---

Established Homes in Athlone

Where the real upside sits:

• Larger plots
• Ability to add value (granny flats, extensions)
• Less direct competition

Case Study (Investor Strategy)

Investor buys older home → adds 2 separate entrances:

• Converts into multi-let property
• Rental income increases significantly
• Asset value increases beyond market average

👉 Outcome:
Beats new developments on both yield and growth

• “Request a property valuation” 

---

📍 Rondebosch East — The Turning Point Suburb

This is where things get interesting.

• Historically stable, residential suburb
• Now facing rapid densification
• Developers targeting affordability gap

cta

Request a property valuation

---

New Developments

Why they’re attractive:

• Entry into Southern Suburbs at lower price
• Appeals to young professionals
• Low maintenance

But here’s the risk:

• Investor-heavy purchases
• Rental stock increasing faster than demand

👉 Result:

• Downward pressure on rental growth
• Higher vacancy risk
  

---

Established Homes

Still the stronger play (for now):

• Better tenant retention
• Long-term capital growth
• Flexibility to adapt property

Case Study (Timing Matters)

Buyer purchases older home before development boom:

• Area demand increases due to new builds
• Property value rises alongside area growth
• No direct competition from identical units

👉 Outcome:
Rides the wave — without competing in it

cta

👉 Request a suburb-specific deal analysis before you buy

---

The Brutal Truth (Side-by-Side Comparison)

Factor	New Developments	Established Homes
Entry Price	Lower	Higher
Maintenance	Low	Higher
Rental Competition	High	Low
Capital Growth	Slower initially	More consistent
Scarcity	Weak	Strong
Flexibility	Limited	High
Risk	Higher	Lower

---

What Most Property Investors Get Completely Wrong

They chase:

• “Brand new”
• “Lock-up-and-go”
• “Security estate lifestyle”

But ignore:

• Oversupply
• Tenant competition
• Lack of differentiation

That’s how portfolios stall:

• Units sit vacant
• Rentals stagnate
• Resale becomes difficult

---

The Winning Strategies (2026 and Beyond)

✔ Long-Term Wealth (10+ Years)

• Crawford → Established homes
• Rondebosch East → Established homes (carefully selected)

✔ Entry-Level / Cashflow Play

• Athlone → New developments (only if supply is controlled)

✔ High-Performance Strategy

• Buy older property
• Renovate or reconfigure
• Increase rental streams

👉 This consistently outperforms buying new.

• “Request a property valuation” 

---

Questions Every Smart Investor Should Ask

Before buying anything, ask:

1. How many similar units are competing with mine right now?
2. What stops another developer from building the same thing nearby?
3. Can I increase this property’s income myself?
4. Am I buying scarcity — or convenience?
5. What will this area look like in 5–10 years?

If you can’t answer these clearly, you’re guessing — not investing.

• “Request a property valuation” 

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Internal Links (SEO Boost)

• Explore more: Rylands Property Market Guide: A Complete 2026 Investment & Lifestyle Overview
• Read next: How to Spot a Great Investment Property in the Western Cape
• Learn how: Will Cape Town Property Prices Keep Rising in 2026?

(Use these as internal blog links on your site to improve SEO structure and dwell time.)

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Final Verdict

• Crawford: Established homes dominate — safest long-term play
• Athlone: Opportunity exists, but new developments carry real risk
• Rondebosch East: Transitional — timing and selection are critical
• 
  
• cta

👉 Request a suburb-specific deal analysis before you buy

Lake Properties Pro Tip 🔥

Most investors don’t lose money because they picked the wrong suburb —
they lose because they picked the wrong type of property inside the right suburb.

If you want an edge:

• Avoid “copy-paste” units in large developments
• Prioritise scarcity + adaptability
• Focus on properties where you control the upside

Because in this market, the winners aren’t buying what’s new —
they’re buying what’s strategically better.

Call to Action

Ready to explore the best investment opportunities in Cape Town? 

Contact Lake Properties today and let our experts guide you to your ideal property.

If you know of anyone who is thinking of selling or buying property,please call me

Russell 

Lake Properties

www.lakeproperties.co.za  

info@lakeproperties.co.za 

083 624 7129 

Lake Properties                Lake Properties