Can Transfer Costs Be Added to Your Home Loan? A South African Buyer's Guide

 Lake Properties

Lake Properties

You've found the house, the offer is accepted and the bank has said yes. Then the conveyancer sends a quote, and suddenly you need a large sum in cash that you hadn't budgeted for. Many Cape Town buyers get caught out this way, and the question they ask next is almost always the same: can I add the transfer costs to my home loan?

Sometimes, yes. It depends on your bank, your profile and the price of the property. Here is how it works, with examples from Athlone, Crawford and Rondebosch East.

What Are Transfer Costs, Exactly?

Transfer costs are the once-off expenses of legally moving a property into your name. They are separate from your deposit and from your monthly bond repayment. They usually include:

• Transfer duty: a tax paid to SARS on the property's value.
• Conveyancing (transfer) attorney fees: for registering the property in your name.
• Bond registration fees: paid to the bond attorney for registering the bank's mortgage over the title deed.
• Deeds Office fees, FICA, postage and sundries: smaller administrative charges.
• Bank initiation fee: a once-off lender charge, capped under the National Credit Act.

Buyers also forget rates clearance figures, municipal deposits and moving costs. Those aren't part of the legal transfer, but they still need cash. Sellers must also provide the right compliance certificates before transfer can proceed, and our guide on which compliance certificates are needed for a property transfer explains what to expect.

Transfer duty and transfer costs are different things. Transfer duty is the SARS tax, while "transfer costs" often means the attorney's fees and disbursements. When someone quotes you a figure, ask which one they mean. For a full breakdown, read Transfer Costs in South Africa: What Buyers Actually Pay. Absa also publishes a useful overview of the real cost of buying a home.

Next step: Before you sign an offer to purchase, ask Lake Properties for a full transfer-cost estimate so you know exactly how much cash you need on registration day. Call 083 624 7129 or email info@lakeproperties.co.za.

Can You Really Finance Transfer Costs?

You can, but only through a bond that is larger than the purchase price, commonly called a 105% or 110% bond. Most standard bonds stop at 100% of the price, so you pay the transfer costs in cash.

Some lenders do advertise extra finance for these costs. Absa's MyHome Loan page currently describes financing of up to 100% for properties capped at R2.5 million, with the possibility of an extra 8% towards transfer and bond registration costs. It lists a gross monthly household income of up to R34,800 as the target. Absa's first-time buyer page, though, advertises up to 110%, with the extra 10% for the same purpose and a loan term of up to 20 years if you're approved above 100%.

So the percentage varies by product and buyer type, and lender terms change often. Treat any figure as something to confirm in writing with the bank or your bond originator.

Approval is never automatic. The bank looks at your credit record, income, existing debt and the property itself. A bond above 100% is a bigger risk for the bank, so you may be offered a higher interest rate than a buyer putting down a deposit.

A bigger bond is not free money

Say you borrow an extra R100,000 to cover costs. Nedbank lists the prime lending rate at 10.75% since 25 September 2026 (Nedbank repo and prime rates). At that rate over 20 years, the extra R100,000 adds about R1,015 a month to your repayment, and you repay roughly R244,000 over the full term. That is an estimate only, since your actual rate and term will differ. The point is that you get cash-flow relief now and pay for it over two decades.

Next step: Speak to Lake Properties and a bond originator before you apply, so you can compare 90%, 100% and above-100% options side by side.

Transfer Duty in South Africa: The 2026/27 Rates

Transfer duty is a progressive tax paid by the buyer. The scale was confirmed unchanged for 2026/27 in the February 2026 Budget, so the rates that took effect in 2025 still apply. You can check them on the SARS transfer duty page, and ooba's transfer duty guide has a handy explanation.

Property value	Transfer duty
Up to R1,210,000	0%
R1,210,001 to R1,663,800	3% of the value above R1,210,000
R1,663,801 to R2,329,300	R13,614 + 6% above R1,663,800
R2,329,301 to R2,994,800	R53,544 + 8% above R2,329,300
R2,994,801 to R13,310,000	R106,784 + 11% above R2,994,800
R13,310,001 and above	R1,241,456 + 13% above R13,310,000

Your conveyancing attorney normally collects the duty from you and pays SARS. The transfer cannot be registered at the Deeds Office until SARS issues the duty receipt. If you buy from a VAT-registered developer, VAT is charged instead of transfer duty, never both. Get written confirmation of which applies before you sign.

Next step: Check the SARS table before making an offer, then ask Lake Properties for a personalised cost breakdown.

Athlone vs Crawford vs Rondebosch East: Transfer Costs Compared

These three Southern Suburbs neighbours sit close together but price very differently, which changes the transfer duty you face. The sample prices below are each suburb's median municipal value from the City of Cape Town's GV2025 roll, as reported by StreetSignal. They are not market prices, and sale prices often exceed municipal values, so your real duty may be higher. The duty figures are my calculations from the SARS table above. Attorney and bond fees come on top.

	Athlone	Crawford	Rondebosch East
Median municipal value (GV2025)	About R1.70 million (StreetSignal)	About R2.36 million (StreetSignal)	About R2.84 million (StreetSignal)
Transfer duty at that value	About R15,800	About R56,000	About R94,400
Value growth, 2022 to 2025	About 8.0% a year	About 4.0% a year	About 3.0% a year
Typical buyer	First-time buyers, young families, investors	Growing families wanting space and flatlets	Established families focused on schools and UCT
Cash-flow pressure	Lower	Moderate	Moderate to high
Within the R2.5 million cap of Absa's MyHome Loan?	Yes, at median value	Yes, at median value	No, median value is above the cap

Athlone offers the lowest entry price and the strongest recent growth in municipal values, which also means the smallest transfer duty bill of the three. Rondebosch East carries the premium, and at its median value the duty alone is close to six times Athlone's. Crawford sits in the middle. For a deeper local comparison, read Crawford, Athlone or Rondebosch East? A Local's Guide, and if your budget can't stretch to Rondebosch East, see Is Athlone a Good Alternative?

Prices are also rising across the metro, so the duty on tomorrow's purchase may be higher than today's. Our piece on whether Cape Town property prices will keep rising in 2026 looks at where the market is heading.

Remember that above-100% products can carry price caps, such as R2.5 million on Absa's MyHome Loan. If you are looking in Rondebosch East, financing your costs this way may not be an option.

Next step: Tell Lake Properties your budget and preferred suburb, and we'll match you with homes that fit both your monthly repayment and your upfront cash requirement.

Three Illustrative Buyer Scenarios

These are composite examples built to show how the numbers work. They are not real clients. Duty figures come from the SARS scale above.

Scenario 1: A first-time buyer couple in Athlone. A couple buys a R1,950,000 home. Transfer duty is R13,614 plus 6% of the R286,200 above R1,663,800, so about R30,800, before attorney and bond fees. They qualify for a 100% bond but choose to save for the costs rather than stretch to a bigger bond, because a bigger loan would add to their monthly instalment. The lesson: a 100% bond still leaves transfer costs to be paid in cash, so budget for them separately from the deposit.

Scenario 2: A family buyer in Rondebosch East. A buyer purchases at R3,500,000. Duty is R106,784 plus 11% of the R505,200 above R2,994,800, so about R162,400. She takes a 90% bond and pays the costs from savings. Financing them would have added borrowed money at bond interest rates, and a price this high would fall outside a typical capped above-100% product anyway. The lesson: at higher prices, costs are large, and financing them can add meaningfully to the total you repay.

Scenario 3: A family upgrading in Crawford. A family sells their existing home and buys at R2,500,000. Duty is R53,544 plus 8% of the R170,700 above R2,329,300, so about R67,200. They use part of their sale proceeds for the costs. The equity helps them avoid a high loan-to-value bond and negotiate a better rate. The lesson: sellers who are also buyers can often fund costs from proceeds instead of borrowing them.

Next step: Ask Lake Properties for a buyer-readiness check covering deposit, transfer costs, bond approval and suburb options.

10 Questions Buyers Ask About Financing Transfer Costs

1. Can transfer costs be added to my home loan in South Africa?
Yes, but only if the bank approves a bond above 100% of the purchase price. Not every buyer or property qualifies.

2. Which costs can usually be financed?
Typically transfer duty, attorney fees and bond registration costs, depending on the lender's product rules.

3. Do all banks offer 108% or 110% bonds?
No. Availability varies by lender, product and buyer profile, so ask your bank or originator.

4. Is transfer duty payable on every property?
No. Properties valued at R1,210,000 or less attract 0% duty. Attorney and bond fees still apply.

5. Are bond registration costs the same as transfer costs?
No. Bond registration is a separate cost for registering the bank's mortgage over the title deed.

6. Does a bond above 100% raise my monthly repayment?
Yes. The extra amount is repaid with interest over the term.

7. Are there price limits?
Often. Absa's MyHome Loan, for example, lists a R2.5 million property cap.

8. Should I finance the costs or pay cash?
Pay cash if it doesn't drain your emergency fund. Finance them if keeping savings accessible matters more to you than the extra interest.

9. Do new developments have transfer duty?
If the developer is a VAT vendor, VAT is charged instead of transfer duty. Get written confirmation before signing.

10. When are transfer costs due?
Generally before or at lodgement for registration. Your attorney will tell you when, but plan well ahead.

Next step: Request Lake Properties' transfer-cost checklist before you submit an offer to purchase.

How to Improve Your Chances of Higher Finance

• Keep a clean credit record and pay accounts on time.
• Reduce short-term debt before applying.
• Prepare full proof of stable income and affordability documents.
• Compare offers through a bond originator rather than taking the first bank quote.
• Ask exactly what the extra finance covers, since it's meant for transfer and bond costs, not general spending.
• Have a fallback plan: a slightly cheaper home or a more accessible suburb if the extra finance isn't approved.

Next step: Book a pre-qualification chat with Lake Properties and a trusted bond originator before you start viewing homes.

Lake Properties Pro-Tip

Don't budget only for the deposit. Many Cape Town buyers qualify for a bond but are caught out by transfer duty, attorney fees, bond registration, rates clearance and moving costs. Even if you're buying under R1.21 million and pay no transfer duty, attorney and bond costs still apply. Ask for a written cost estimate before you sign, and compare the lifetime cost of a 100% bond plus cash costs against an above-100% bond. A lower monthly instalment today can mean a much larger total repaid.

Ready to buy in Athlone, Crawford or Rondebosch East? Call Lake Properties on 083 624 7129 or email info@lakeproperties.co.za.

Lake Properties

How to Spot Undervalued Homes in Athlone: A Local Buyer's Guide for 2026

Lake Properties

Lake Properties

How to Spot Undervalued Homes in Athlone: A Local Buyer's Guide for 2026

Every suburb has them. The house with a tired kitchen and a 555 m² erf. The deceased estate whose family just wants it sold. The family home on a quiet road that's priced like a house on a busy one. Most buyers walk straight past these homes because the photos aren't great or the paint is peeling. The buyers who know what to look for make an offer.

Athlone is one of the best places in Cape Town to practise this skill. It sits between the M5, the N2 and Klipfontein Road, minutes from the CBD, the airport, Claremont and the Southern Suburbs schools, and it still costs a lot less than its neighbours. That gap between location and price is where undervalued homes in Athlone are found.

This guide shows you how to find them, how to check that a "bargain" really is one, and how Athlone compares with Crawford and Rondebosch East next door.

Thinking about buying in Athlone? Tell Lake Properties your budget and we'll send you a shortlist of homes that are priced below what their street says they're worth.

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Why Athlone Is a Hotspot for Value in 2026

Start with the numbers. According to StreetSignal's analysis of the City of Cape Town's GV2025 roll, Athlone's median municipal property value is R1.7 million, which puts it in the 42nd percentile city-wide. That's moderate by Cape Town standards.

But here's the bit most buyers miss. Athlone's municipal values grew by about 8.0% a year between 2022 and 2025. That's double Crawford's 4.0% and well ahead of Rondebosch East's 3.0% over the same period (StreetSignal). The suburb is catching up with its neighbours, and catching up quickly.

The broader market is still strong too. Stats SA's Residential Property Price Index showed City of Cape Town prices rising 11.5% between May 2025 and May 2026, according to The South African.

At the same time, money got more expensive. The Reserve Bank's 25 basis point hike took the repo rate to 7.25% and prime to 10.75% from 25 September 2026, with the next decision due on 19 November (Nedbank). Higher rates mean fewer buyers can stretch, so some sellers who need to sell will accept less. That's exactly the kind of market where patient buyers find value.

Want to know where Athlone values are heading on your shortlist? Ask Lake Properties for a free street-level market snapshot.

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What "Undervalued" Really Means

Undervalued doesn't mean cheap. A cheap house on a problem street with a failing roof is just cheap. An undervalued home is one that's priced below what a well-informed buyer would pay for it once you factor in its land, location, potential and condition.

In practice, Athlone homes become undervalued for a handful of reasons:

1. The seller is under time pressure. Deceased estates, divorces, emigration and relocations all push sellers towards a quick sale rather than the best price.

2. The home is poorly presented. Dark photos, clutter and dated finishes put buyers off, even when the bones are good.

3. The listing undersells the land. A big erf in a suburb where many plots are smaller is worth more than the house sitting on it suggests.

4. The price is based on the past. Long-term owners sometimes price off what neighbours sold for years ago, not off what the street is doing now.

5. The market hasn't priced in the future yet. Infrastructure and planning changes usually reach prices after they're announced, not before.

Your job is to spot which of these is at play, and whether the discount is real.

Not sure if a listing is a bargain or a trap? Send it to Lake Properties at info@lakeproperties.co.za and we'll give you an honest view, free of charge.

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Seven Signs You've Found an Undervalued Home in Athlone

1. The erf is bigger than the price suggests

Land is the part of a property that doesn't depreciate. In Athlone, erf sizes vary widely. Recent listings on Property24 included a two-bedroom house at R1.395 million on a 555 m² erf, marketed for its expansion potential, while a two-bedroom at R1.795 million sat on just 228 m².

Divide the asking price by the erf size. When a home's price per square metre of land is well below its neighbours', you may have found value, especially if zoning allows you to extend or add a second dwelling.

2. It's a deceased estate or a "must sell"

Executors are usually trying to wind up an estate, not hold out for the last rand. These homes often need work, which scares buyers off, and they can be priced to move. Look out for wording like "estate late", "executor sale", "priced to sell" or "offers from". The R1.65 million listing on Property24 was marketed with "Offers From", which is a clear invitation to negotiate.

3. The photos are bad, but the bones are good

Poor photography is one of the most reliable signs of an overlooked listing. If the photos are dark, crooked or show mostly furniture, go and see it anyway. What matters is the roof, the walls, the plumbing, the electrics and the layout. Paint, tiles and kitchen doors are cosmetic.

4. It has granny-flat or rental potential that isn't being used

Many Athlone homes have outbuildings, garages or space at the back that could become a flatlet. A separate rental unit can carry part of your bond. With house rentals in Athlone around R14,000 a month and apartments about R9,500, according to Brightwave Property's Q1 2026 market insight, even a modest flatlet can make a real difference. Our guide to the top benefits of buying a home with a granny flat explains how this works.

5. It's on the edge of a pricier pocket

Athlone isn't one market. It's a patchwork. StreetSignal puts the median GV2025 value at about R2.7 million in Sybrand Park and R2.8 million in Rondebosch East, both about 1.2 km away, against R1.7 million for Athlone and R1.8 million for Belgravia (StreetSignal). Homes in Athlone pockets that border these suburbs, such as parts of Garlandale and the streets near Rondebosch East, often share their convenience without sharing their prices.

6. It's been on the market a little too long

A house that has sat for 60 or 90 days isn't always overpriced. Sometimes it was marketed badly, listed over the December holidays, or the first buyer's bond fell through. Ask the agent why it hasn't sold. If the answer is presentation or bad luck rather than a structural problem, you're in a strong position to negotiate.

7. It's priced close to (or below) its municipal value

Use the City's valuation search to check a home's GV2025 value. The roll reflects market value on 1 July 2025 (City of Cape Town). Given how fast Athlone's values have been rising, a home priced at or below its municipal value deserves a very close look. Remember, transaction prices frequently exceed GV, so it's a floor to test against, not a ceiling.

Found a home that ticks two or three of these boxes? Call Lake Properties on 083 624 7129 before you make an offer, and we'll help you price it properly.

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How to Check That a "Bargain" Really Is One

A low price can hide an expensive problem. Before you sign anything, do these five checks.

Pull the comparables. Look at actual sold prices on the same street and the next two or three streets, not just asking prices. Portals show what sellers want. Deeds data shows what buyers paid.

Check the municipal value of the neighbours. If the house is R400,000 cheaper than everything around it, there's a reason. Find it.

Inspect the structure. Get a builder or home inspector to look at the roof, damp, cracks and drainage. Older Cape Flats homes can have rising damp and roof sheeting issues that cost real money.

Ask about compliance and approved plans. Unapproved extensions and outbuildings are common in Athlone. They can delay transfer or cost you to regularise. Our guide to compliance certificates needed for a property transfer explains what the seller must provide.

Run the full cost. Add transfer duty, bond costs, repairs and renovation. Our breakdown of transfer costs in South Africa will help you budget. If the total still sits below what similar renovated homes sell for, it's genuinely undervalued.

Also keep the national picture in mind. FNB's latest estate agent survey found that around 75% of homes sold below asking price, with an average discount of about 8%. A fair offer below asking is normal, not rude.

Want a second pair of eyes on the numbers? Lake Properties will prepare a free comparative market analysis on any Athlone home you're considering.

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The Growth Story the Market Hasn't Fully Priced In

Undervalued homes are often found where the future is clearer than the present. In Athlone, a few things are worth watching.

The Athlone Development Focus Area. Athlone falls within a City-designated development focus area, which signals priority for public investment in infrastructure and services (StreetSignal). It's planning intent, not a guarantee, but it matters.

Steady private investment. StreetSignal records 105 building plans approved in Athlone between FY2022/23 and FY2024/25, about 35 a year, mostly renovations and extensions, with an average project value of R983,000. Owners are spending money on their homes, which lifts the whole street.

The Athlone Power Station site. The City is finalising a feasibility study to repower and repurpose the site, including mixed-use options, while Heritage Western Cape has declared the historic buildings a provincial heritage site (People's Post). Legal processes have slowed things down, so treat it as a long-term upside rather than a reason to overpay today.

Better public transport. The City says MyCiTi Phase 2A, linking Khayelitsha and Mitchells Plain with Claremont and Wynberg via Lansdowne, is on track for its first buses in the latter part of 2027 (MyCiTi). Better transport along these corridors tends to support demand in neighbouring suburbs like Athlone.

Planning to buy for the long term? Lake Properties can show you which Athlone streets are best placed to benefit from these changes.

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Athlone vs Crawford vs Rondebosch East: Where Is the Value?

Athlone, Crawford and Rondebosch East sit within about 1.5 km of each other, but they price very differently. Here's how they compare.

Measure	Athlone	Crawford	Rondebosch East
Median municipal value (GV2025)	About R1.70m (StreetSignal)	About R2.36m (StreetSignal)	About R2.84m (StreetSignal)
City-wide value percentile	42nd (StreetSignal)	57th (StreetSignal)	67th (StreetSignal)
Value growth, 2022–2025	About 8.0% a year	About 4.0% a year	About 3.0% a year
Long-run growth, 2018–2025	About 6.1% a year	About 4.7% a year	About 4.8% a year
Typical buyer	First-time buyers, young families, investors	Growing families wanting space and flatlets	Established families focused on schools
Where value hides	Large erven, estates, homes bordering Sybrand Park and Rondebosch East	Dated homes on big plots in Old Crawford	Streets just outside The Avenues
Main risk	Unapproved building work, uneven street quality	Wide price range makes comparisons tricky	Paying for the name rather than the street

What the table tells you:

• Athlone offers the lowest entry price and the strongest recent growth. If you're buying for value and long-term upside, it's the obvious place to start.

• Crawford is the middle ground. You'll pay more, but you often get bigger homes and established flatlets.

• Rondebosch East carries the premium. Its values are the highest of the three, but growth has been slowest, so overpaying there takes longer to recover.

In simple terms, the R1.1 million gap between Athlone and Rondebosch East medians is the opportunity. A buyer who finds a solid Athlone home on the right street can live 1.2 km from Rondebosch East for much less. We dig deeper into this in Is Athlone a Good Alternative If Your Budget Can't Stretch to Rondebosch East? and Crawford, Athlone or Rondebosch East? A Local's Guide.

Torn between the three suburbs? Book a free consultation with Lake Properties and we'll compare real homes in each, side by side, on your budget.

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Case Studies: Athlone Buyers Who Found Value

The examples below are illustrative composites based on the types of homes and deals we regularly see in Athlone. Names and specifics have been changed or generalised.

Case study 1: The big erf nobody wanted

A young couple were looking for a three-bedroom house under R2 million. They kept skipping a two-bedroom listing because it looked small and dated online. When they finally visited, they found it stood on more than 550 m², similar to the R1.395 million home marketed on Property24.

They had a builder quote on a third bedroom and second bathroom, confirmed the zoning, and bought slightly below asking. After the extension, their total spend was still well below what renovated three-bedroom homes on the same street were listed for.

The lesson: buy the land, not the photos.

Case study 2: The estate sale with a leaking roof

An investor found a deceased-estate property in Belgravia that had been on the market for over three months. The roof leaked and the kitchen hadn't been touched in decades, so other buyers kept walking away.

He got a roofing quote, presented it to the executor with recent street comparables, and negotiated the price down to reflect the repair cost plus a buffer. The roof cost what he'd budgeted, and the home now earns a solid monthly rental.

The lesson: a known problem with a known cost is a negotiating tool, not a deal-breaker.

Case study 3: The family who chose Athlone over Rondebosch East

A family with two school-going children had their hearts set on Rondebosch East, but the four-bedroom homes they liked were well above budget. We showed them a renovated four-bedroom in Athlone just over a kilometre away, on a similar-sized erf and on a quiet road.

They paid close to asking, because the comparables supported the price and there was competition. Their bond repayment was several thousand rand a month lower than it would have been in Rondebosch East, and their school run barely changed.

The lesson: sometimes the undervalued home isn't priced below its street. It's priced below the suburb next door.

Want to be the next success story? Contact Lake Properties and we'll start looking for your Athlone opportunity this week.

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Common Mistakes When Hunting for a Bargain

• Chasing the lowest price. The cheapest home on a street can stay the cheapest for good reason.

• Ignoring the street. In Athlone, quality can change from one road to the next. Walk it at night and on a weekend.

• Underestimating renovation costs. Get quotes before you offer, not after.

• Skipping the plans check. Unapproved additions can delay transfer and cost you money.

• Offering too low on a well-priced home. Good homes in Athlone still sell quickly. Insulting offers lose deals.

• Forgetting the bond. Get pre-approved first, so you can move quickly when the right home appears.

Our article on 7 costly mistakes Cape Town homeowners make covers more traps to avoid.

Want to avoid these mistakes altogether? Let Lake Properties guide you from first viewing to transfer.

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Frequently Asked Questions

1. Is Athlone a good area to buy property in 2026?

For value-focused buyers, yes. Athlone's median GV2025 value is about R1.7 million, lower than Crawford and Rondebosch East, yet its municipal values grew by about 8% a year from 2022 to 2025 (StreetSignal). As always, street choice matters.

2. What is the average house price in Athlone, Cape Town?

The median house sale price was estimated at about R1.85 million in Q1 2026 (Brightwave Property), though listings range from around R1.3 million for smaller homes to over R3 million for large, renovated family homes.

3. How can I tell if a house in Athlone is undervalued?

Compare its price with recent sold prices on the same street, its GV2025 municipal value and its price per square metre of land. If it's below all three and the structure is sound, it may be undervalued.

4. Are deceased estate properties in Athlone a good deal?

They can be. Executors often prefer a clean, quick sale. But these homes are often sold voetstoots and may need repairs, so always inspect and get quotes before you offer.

5. Which part of Athlone offers the best value?

It depends on your goals. Pockets bordering Sybrand Park and Rondebosch East offer convenience at lower prices, while larger erven in areas like Belgravia and Welcome Estate offer extension and rental potential.

6. Does the GV2025 municipal value reflect what I should pay?

Not exactly. The roll reflects market value on 1 July 2025 for rates purposes (City of Cape Town). It's a useful benchmark, but actual sale prices often exceed it.

7. How much below asking price should I offer in Athlone?

There's no fixed rule. Nationally, FNB reports an average discount of about 8% (FNB), but well-priced homes in Athlone often sell close to asking. Base your offer on comparables and condition, not a percentage.

8. Will the September 2026 interest rate hike affect Athlone prices?

It may slow price growth slightly and reduce competition from stretched buyers. With prime at 10.75% (Nedbank), well-prepared, pre-approved buyers may find more room to negotiate.

Have a question we haven't answered? Call Lake Properties on 083 624 7129 or email info@lakeproperties.co.za.

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Lake Properties Pro-Tip

Before you view any home in Athlone, do the "land, street, future" test.

Land: Divide the asking price by the erf size and compare it with two or three similar homes nearby. A noticeably lower figure is your first sign of value.

Street: Look up the GV2025 values of the five houses either side. If your target is well below the street average for no structural reason, you've found a gap.

Future: Ask what the home could become. Could you add a bedroom, a flatlet or a garage? Is it close to the routes and projects that are shaping Athlone's next decade?

If a home passes all three, move quickly but carefully. Get your bond pre-approval in place, book an inspection and make a confident, evidence-based offer. In a suburb growing as fast as Athlone, the best value rarely lasts long.

Ready to find your undervalued home in Athlone? Call Lake Properties on 083 624 7129 or email info@lakeproperties.co.za. Lake Properties is a Wynberg-based agency serving Athlone, Crawford, Rondebosch East, Claremont, Rondebosch, Kenilworth, Plumstead, Constantia and the surrounding Southern Suburbs.

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Internal Links Used

1. Crawford, Athlone or Rondebosch East? A Local's Guide

2. Is Athlone a Good Alternative If Your Budget Can't Stretch to Rondebosch East?

3. Top Benefits of Buying a Home with a Granny Flat

4. What Compliance Certificates Are Needed for a Property Transfer

5. Transfer Costs in South Africa: What Buyers Actually Pay

Bonus: 7 Costly Mistakes Cape Town Homeowners Make

External Links Used

1. StreetSignal — Athlone property values (GV2025)

2. City of Cape Town — General and Supplementary Valuations

3. Property24 — Property for sale in Athlone

4. FNB — Estate Agent Survey, September 2026

5. People's Post — Athlone Power Station heritage status

Additional references: StreetSignal — Crawford; StreetSignal — Rondebosch East; Brightwave Property — Athlone market insight; Nedbank — current repo and prime rates; MyCiTi — Phase 2A update; The South African — Cape Town prices up 11.5%

Lake Properties

What Happens If You Find a Buyer Yourself, or the Sale Happens After Your Mandate Ends?

 Lake Properties

Lake Properties

What Happens If You Find a Buyer Yourself, or the Sale Happens After Your Mandate Ends?

By Russell, Lake Properties | Property sales, rentals and valuations in Wynberg, Crawford, Rondebosch East, Claremont, Plumstead and the Southern Suburbs, Cape Town

Quick answer: It depends on the type of mandate you signed. Under an open mandate, you can usually sell privately and owe nothing. Under a sole mandate, you may owe the agency its commission even if you found the buyer yourself, and many sole mandates also include a protection period that covers buyers introduced during the mandate but who sign after it expires. Read the clause before you speak to anyone.

This is the question I get asked more than almost any other, usually after the damage is done. A seller's cousin makes an offer over the weekend. A neighbour's colleague "might be interested". Or a buyer who viewed the house in month three quietly returns in month five, after the mandate has lapsed, hoping nobody will remember who introduced them. Let's walk through what the rules actually say, so you can protect your money and your relationship with your agent.

Note: this article is general information for South African sellers, not legal advice. Your signed mandate is a contract, and its wording is what counts. For a dispute, speak to a conveyancer or attorney.

1. Why Your Mandate Matters More Than You Think

A mandate is the written instruction that gives an agency the authority to market and sell your property. It is not a casual handshake. The Property Practitioners Regulations define a sole mandate as one in which the seller undertakes not to give a similar mandate to another property practitioner for a determined or determinable period (see the Property Practitioners Regulations, 2022). The Property Practitioners Act 22 of 2019 has been in force since 1 February 2022 and is overseen by the Property Practitioners Regulatory Authority (PPRA).

Two things follow from this. First, the commission clause is enforceable like any other contract term. Second, a practitioner may not accept a mandate unless you have supplied a completed and signed mandatory disclosure form under section 67 of the Act. If you want to understand that process, see our guide on preparing to sell your property in Cape Town.

Ready to check where you stand? Send us your mandate for a plain-English read-through or call 083 624 7129.

2. Open Mandate vs Sole Mandate: The Difference in One Table

Feature	Open mandate	Sole (exclusive) mandate
Number of agencies	Several can market the property	One agency only
Who earns commission	Usually only the agent who brings the buyer	The sole agent, often even if you or another agent finds the buyer
Can you sell privately?	Generally yes, with no commission owed	Possibly, but commission may still be payable
Agent's marketing effort	Can be lower, since the agent may lose the deal to a rival	Usually higher, since the agent carries the full marketing cost
Typical duration	Flexible	Commonly around 90 days, but negotiable and recorded in the agreement
Must be in writing?	Best practice	Yes. The expiry date must be a specific calendar date

Common practice also includes a dual mandate, where two or three agencies are appointed. Sellers' handbooks from established agencies note that under open and dual mandates the seller may still sell the property himself, while a sole mandate means giving up that right for the period (Anthony Whatmore Sellers Handbook).

Not sure which mandate suits your property? Book a free valuation and mandate consultation and we'll explain both options without pressure.

3. What Happens If You Find a Buyer Yourself During a Sole Mandate?

This is where sellers get caught. A typical sole mandate will say, in one form or another, that commission is payable on the sale price if you sell to anyone during the mandate period, whether or not the agent introduced that person. A South African law firm's template for an exclusive sole mandate spells it out: commission is payable even if the buyer was not introduced to the property or the seller by the agent (sample CPA-compliant sole mandate).

That is why agencies such as Harcourts advise sellers to check, before accepting any private offer during or shortly after a mandate, whether the buyer was introduced by the appointed agency and whether commission may still be payable (Harcourts South Africa).

So what should you do if your cousin, colleague or neighbour wants to buy?

• Tell your agent immediately. Hiding a private buyer is the fastest way to a commission dispute.
• Ask for a written agreement if you want to negotiate a reduced or waived commission for a "seller-introduced" buyer. Some agents will agree, because they would rather close a deal than argue.
• Do not simply cancel and re-sign privately. Cancelling must be done in writing and by agreement, or through the notice procedure in the mandate. Selling around the agency is the textbook route to a claim.

Have a private buyer on the line? Talk to Lake Properties first. We can often structure the sale so everyone is protected.

4. What Happens If the Sale Happens After the Mandate Ends?

Many sellers assume the end date is a clean slate. It often isn't. Most sole mandates include a protection (or "tail") clause: if, within a set period after expiry, you sell to a buyer who was introduced to the property or to you by the agency during the mandate, commission is still payable. The sample mandate referred to above uses a three-month window, but the period is whatever your contract says. Windows of 60 days, three months or longer are not unusual.

There are important limits, and these protect you:

• The Property Practitioners Code of Conduct says an agent may not accept a sole mandate that gives them an option to extend it after expiry, or a right to keep rendering the same service after expiry. The expiry date must be a specific calendar date written into the mandate. A mandate that quietly auto-renews deserves a serious question.
• Protection clauses are normally tied to buyers the agency actually introduced. A buyer who first appears after expiry, with no link to the agency's marketing, is a different matter. Agencies should be able to show evidence, such as show-day registers, enquiry emails or viewing records.
• Records matter. The Act requires practitioners to keep mandates and related documents for five years, so a genuine claim should be provable.

One more risk: withdrawing the property. Some mandates make commission payable if you take the property off the market during the mandate and then sell soon afterwards. Check for it.

Mandate about to expire? Request a second opinion on your next steps before you sign anything new.

5. Can You Cancel a Sole Mandate Early?

Sometimes, but not casually. Industry guidance suggests that, outside any cooling-off period, you may need to give 20 working days' written notice to cancel a sole mandate, and that immediate cancellation is only possible in limited situations such as a breach by the agent (RE/MAX South Africa). That guidance is a few years old, so confirm the current position for your contract.

If the agent isn't performing, document it: no show days, no feedback, no marketing. A seller who can show the agency failed its side of the bargain is in a far stronger position than one who simply got impatient. If you believe an agent has acted improperly, you can lodge a complaint with the PPRA.

Unhappy with your current agent? Speak to us confidentially about your options.

6. Case Studies: Three Illustrative Southern Suburbs Scenarios

These are composite, anonymised examples built from the situations sellers commonly face. They are not specific client files, and the figures are illustrative only.

Case study A: The "friend of a friend" buyer in Crawford

A homeowner signed a 90-day sole mandate on a R2.5 million family home. In week five, a colleague asked to buy it privately. The seller told the agent straight away. Because the agent had already invested in photography and a show day, the parties agreed in writing to a reduced commission on the private sale. Result: the sale closed in three weeks, nobody fell out, and the seller kept more than he feared. Lesson: disclosure early gave room to negotiate.

Case study B: The buyer who "came back" in Rondebosch East

A seller let a mandate lapse after 90 days with no sale. Six weeks later, a couple who had attended the agency's show day made an offer directly. The mandate had a three-month protection clause, and the show-day register showed the couple's names. Commission was payable. Lesson: a protection clause is only as strong as the evidence, and here the evidence existed.

Case study C: The seller who walked away in Claremont

A seller became frustrated by a lack of viewings and withdrew the property mid-mandate, then listed with a second agency a month later. The first agency claimed commission under the withdrawal clause. The seller had never documented the lack of marketing activity, so there was no ground to cancel. Lesson: if the agent is underperforming, build a paper trail and use the proper cancellation route.

Want a clean, dispute-free sale? Let's plan your sale properly from day one.

7. Suburb Comparison: Crawford vs Rondebosch East vs Claremont

Mandate choices depend partly on how quickly your area sells. Here is a high-level comparison of three Southern Suburbs markets we serve. Price points are broad indicators only. Every property is different, so request a current valuation before deciding on a mandate length.

Factor	Crawford	Rondebosch East	Claremont
Market positioning	Entry to mid-range family homes	Mid-range, family and first-time buyers	Premium, established and in high demand
Price indicator	Lake Properties example listing around R2.5 million	Lake Properties example listing around R3.5 million	Median freehold price reported at about R7.2 million (Claremont Improvement District Company, 2025/26)
Typical buyer	Families, upgraders, investors	Families, first-time buyers, school-focused buyers	Affluent families, professionals, investors
Mandate length advice	90 days is workable if priced correctly	90 days is workable if priced correctly	Higher-priced stock can take longer, so discuss mandate length and a realistic price strategy
Private-buyer risk	High: strong word-of-mouth and community networks	High: tight-knit neighbourhood networks	Moderate: more buyers arrive via agencies and portals
Main seller tip	Price accurately; strong local interest	Highlight space, schools and transport	Present immaculately; target premium buyers

Market-wide context: Stats SA reported annual national residential price inflation of 7.9% in April 2026, so sellers generally face a supportive market, but local pricing still decides how long a house sits (Stats SA Residential Property Price Index). Claremont's strength is documented in the Daily Investor report on Claremont prices.

Tight community networks, as in Crawford and Rondebosch East, are exactly where "I found my own buyer" situations happen most, so read your protection clause with extra care. Looking for suburb-specific advice? Explore our properties for sale in the Southern Suburbs and the Lake Properties blog.

What is your home worth right now? Request a free, no-obligation valuation.

8. Ten Questions to Ask Before You Sign Any Mandate

Use these as a checklist at your first meeting. A good agent will welcome every one of them.

1. Is this a sole, open or dual mandate, and why do you recommend it?
2. What is the exact expiry date? It must be a calendar date, not "90 days from whenever".
3. If I find a buyer myself during the mandate, do I still owe commission, and how much?
4. Is there a protection (tail) period after expiry, and how long is it?
5. Which buyers does it cover? Will you give me a written list of everyone introduced to the property within a set number of days after expiry?
6. What is the commission percentage, is VAT included, and are there any marketing or admin fees on top?
7. What happens if I withdraw the property from the market?
8. How can I cancel if you're not performing, and what notice is required?
9. What marketing will you do, and how often will you report to me? Photography, portals, show days, social media and feedback.
10. Do you hold a valid Fidelity Fund Certificate, and can I see it? Practitioners must display it and include a guarantee of its validity in property agreements.

Want us to answer all ten for your property? Book a consultation with Lake Properties.

9. Frequently Asked Questions

Do I always have to pay commission if I find the buyer myself?

No. Under a true open mandate you generally do not, unless the agent was the effective cause of the sale. Under a sole mandate you very often do, so check the wording.

Is a verbal mandate valid?

A sole mandate must be in writing. Always insist on a signed copy.

Can an agent make me sign a mandate that renews automatically?

The Code of Conduct says a practitioner may not accept a sole mandate containing an option to extend it, or a clause continuing the service after expiry. Query any such wording.

What if two agents both claim commission?

This is exactly what the mandate's terms and the agents' evidence resolve. Get an attorney involved early. Never pay out of panic.

Who regulates estate agents in South Africa?

The Property Practitioners Regulatory Authority (PPRA). You can verify an agent's status on the PPRA website.

10. The Bottom Line

Finding your own buyer is not a crime, and a sale after expiry is not automatically commission-free. What protects you is clarity: a written mandate with a specific end date, a clearly worded protection clause, and honest communication with your agent. Do those three things and "what if" stops being a worry.

Ready to sell with confidence? Call Lake Properties on 083 624 7129, email info@lakeproperties.co.za or visit lakeproperties.co.za.

Lake Properties Pro-Tip

Before you sign any mandate, ask for a one-page "mandate summary" in writing: the exact expiry date, the commission percentage, and the length of the protection period. Then keep a simple log of every person who views or enquires about your home, whether through the agent or through you. If a dispute ever arises, that log and the agent's show-day register settle most questions in minutes. And if a private buyer appears, phone your agent before you phone the buyer back. In my experience, an honest conversation at that point saves more money than any clause ever will.

Call Russell at Lake Properties: 083 624 7129.

Disclaimer: This article provides general information only and does not constitute legal advice. Mandate terms vary. Always read your own agreement and consult an attorney for disputes. Sources: Property Practitioners Act 22 of 2019 and Regulations, PPRA, Stats SA, Claremont Improvement District Company reporting via Daily Investor, Harcourts SA, RE/MAX SA, Anthony Whatmore Sellers Handbook.

Lake Properties

Why Are Rondebosch East Homes More Expensive Than Crawford's Despite Similar Plot Sizes?

 Lake Properties

Lake Properties

Why Are Rondebosch East Homes More Expensive Than Crawford's Despite Similar Plot Sizes?

Pull up two listings side by side — a four-bedroom home on a 450m² erf in Crawford and a four-bedroom home on a 450m² erf in Rondebosch East — and the price difference can run into the millions. Same bedroom count. Same bathroom count. Sometimes the same era of construction. And yet one consistently commands a premium the other simply cannot match. If you've been house-hunting in Cape Town's Southern Suburbs and asked yourself why identical square metreage doesn't produce identical price tags, you're asking exactly the right question.

The short answer is that buyers in this pocket of Cape Town are not really buying land — they're buying position. Proximity to the University of Cape Town, access to some of the country's top-performing schools, tree-lined streets and a settled, leafy character all carry more weight in a buyer's mind than the number on the erf diagram. This article unpacks exactly why that premium exists, compares Crawford, Athlone and Rondebosch East side by side, and gives you the questions to ask before you commit to buying in any of the three.

Location Beats Square Metreage in the Southern Suburbs

Property valuation theory has a name for this: the hedonic pricing effect, where a home's value is built up from the sum of its individual attributes rather than its size alone. Land size matters, but decades of housing research consistently show that locational attributes — schools, transport, amenities, safety — often carry more pricing weight than the physical footprint of the stand itself. Real estate professionals see this principle at work constantly, and it explains why location remains the single most influential factor in how a property is valued, ahead of finishes, orientation, or even erf size. Rondebosch East sits inside that locational sweet spot in a way Crawford, for all its charm and convenience, does not. It borders Rondebosch proper, sits within a short drive of UCT's upper and middle campuses, and falls into catchment zones for several sought-after schools. Crawford, by contrast, is centrally located and well connected via the M5 and N2, but it doesn't carry the same university-and-school cachet that pulls a specific, deep-pocketed buyer pool toward Rondebosch East.

If you're trying to understand what actually moves the needle on a Cape Town asking price, our breakdown of how property prices are really determined goes into the full list of factors banks, valuers and buyers weigh up — erf size is just one line item among many.

Thinking of buying or selling in the Southern Suburbs and want to know what your specific erf size is really worth in today's market? Contact Lake Properties on 083 624 7129 or info@lakeproperties.co.za for a free, no-obligation valuation.

The UCT Effect: Why Distance to Campus Adds Value

Rondebosch East's biggest structural advantage is geography. It sits within easy reach of the University of Cape Town, which means a standing pool of demand from academic staff, postgraduate professionals, and parents who want their student children within walking or short-drive distance of campus. That demand doesn't disappear in a soft market the way discretionary buying does — university proximity is a relatively defensive source of rental and resale demand, and agents in the area report it consistently underpins pricing even when broader market sentiment cools. This is also why rental yields in pockets close to UCT tend to hold up well, which in turn supports capital values — investors are willing to pay more upfront for a stream of demand they can rely on. Crawford, sitting further from the university corridor, simply doesn't benefit from this specific gravitational pull in the same way, even though it offers excellent value and strong community appeal of its own.

If you're weighing up a purchase specifically as a buy-to-let near campus, it's worth reading our guide on negotiation strategy for competitive Southern Suburbs listings before you make an offer — high-demand pockets like Rondebosch East move fast, and buyers who understand the leverage points negotiate better outcomes.

Considering an investment property near UCT? Lake Properties can talk you through realistic rental yields and resale potential for the specific street you're considering — call 083 624 7129 to set up a consultation.

Schools Carry Real Rand Value

Ask any Southern Suburbs parent what tops their house-hunting checklist and "school catchment" usually beats "extra 50 square metres of garden" without much of a contest. That instinct is backed by hard numbers. Industry research cited by ooba Home Loans found that a property located close to a good school can see its value boosted by as much as 40%, and that school quality frequently outweighs proximity to shopping centres or even family and friends as a buying decision driver. Rondebosch East benefits from its position near some of the Southern Suburbs' most in-demand schools, and that catchment-area effect shows up directly in asking prices. Crawford and Athlone both have reputable local schools of their own, but they don't sit inside the same specific catchment zones that pull affluent, education-focused buyers toward Rondebosch East's streets, particularly around the Avenues precinct.

For families weighing a move purely on schooling grounds, it's worth reading our piece on how subdivided and smaller-erf homes are reshaping the Southern Suburbs market — catchment-driven demand is one of the reasons subdivision has become more common in these tightly-bounded school zones.

Buying with school catchment as your top priority? Lake Properties knows the exact zoning boundaries street by street — message us on WhatsApp or call 083 624 7129 and we'll shortlist homes that actually fall inside your target school's catchment.

A Leafier, More Established Setting

Walk down a typical Rondebosch East avenue and the difference is visible before you even check a price per square metre: mature oaks and jacarandas, wider verges, and a settled, established residential character that has developed over many decades. That kind of streetscape is difficult to manufacture and, because it can't be built quickly elsewhere, it becomes a scarce — and therefore valuable — attribute in its own right. This "leafiness premium" is a well-documented pattern in property markets generally. Buyers consistently pay more for streets that feel established and green, treating tree canopy and streetscape maturity as a proxy for long-term neighbourhood stability. Crawford has its own strong sense of community and convenient access to the M5 and N2, but its streetscapes read as more suburban-practical than parkland-leafy, and that difference in first impression translates directly into what buyers are prepared to offer.

Curious how a leafy setting affects resale value down the line? Our article on how banks assess home loan applications touches on how valuers factor in street-level appeal, not just the structure itself, when a bank sends someone out to confirm a bond valuation.

Want a second opinion on whether a specific street's character justifies its asking price? Lake Properties has walked these streets for years — call 083 624 7129 and we'll give you an honest read before you make an offer.

Crawford vs Athlone vs Rondebosch East: A Side-by-Side Comparison

Because these three suburbs sit right next to each other and get compared constantly by buyers cross-shopping the area, here's how they stack up on the factors that actually move price:

Factor	Crawford	Athlone	Rondebosch East
General price band (freestanding house)	Roughly R2.2m–R4.5m for typical 3–5 bed homes, with select luxury outliers higher	Roughly R1.3m–R3.7m, with pockets like Hazendal and Garlandale trending toward the upper end	Roughly R2.7m–R6.5m for comparable bedroom counts
Typical erf size	Comparable to Rondebosch East — often 250–670m²	Wide range, commonly 250–500m²	Comparable to Crawford — often 250–670m²
Proximity to UCT	Moderate	Moderate to further	Close — a key demand driver
Transport links	Strong — M5 and N2 access	Strong — well served by taxi routes and main roads	Strong, with added rail and campus-bus proximity
Streetscape character	Practical, suburban, strong community feel	Established, community-anchored, mixed density	Leafier, older tree canopy, settled residential feel
Best suited to	Families wanting space and value with easy commuting	Buyers prioritising community, affordability and central access	Buyers prioritising schools, UCT access and long-term capital growth

Prices above are indicative ranges drawn from current listings activity and will vary street by street and by property condition — always confirm against current comparable sales before making an offer.

Our own Property24 market trend data for Rondebosch East consistently shows this premium holding over time rather than being a short-term blip, which is a useful sanity check if you're wondering whether the price gap is a permanent feature of the market or just current noise.

Not sure which of these three suburbs actually fits your budget and lifestyle? Lake Properties covers all three areas daily — call 083 624 7129 and we'll talk you through a shortlist based on your specific priorities.

An Illustrative Example: The Same Budget, Two Different Outcomes

The following is an illustrative composite case study based on patterns Lake Properties has observed across multiple transactions, not a single real transaction or identifiable client.

Consider two hypothetical buyers, both working with a R3.2 million budget and both wanting a 3-bedroom, 2-bathroom home on roughly 400m² of land. Buyer A settles in Crawford and secures a well-maintained home with a large garden, off-street parking for three cars, and quick access to the N2 for their daily commute into the CBD. Buyer B holds out for Rondebosch East and, at the same budget, ends up with a smaller renovation budget left over after purchase, but lands a home two streets from a top-performing primary school and a 10-minute drive from UCT's upper campus. Five years later, in this illustrative scenario, both homes have appreciated — but Buyer B's home, sitting inside a tightly bounded, high-demand school and university catchment, has typically shown stronger capital growth and faster days-on-market when resold, reflecting the locational scarcity discussed earlier in this article. Buyer A's home has held its value well and offered a more comfortable near-term lifestyle with more space for the same spend. Neither outcome is "wrong" — they simply reflect two different sets of priorities playing out in two different micro-markets.

Want to model out a similar comparison for your own budget? Lake Properties can run realistic scenarios across Crawford, Athlone and Rondebosch East based on current listings — reach out on 083 624 7129 or info@lakeproperties.co.za.

Questions Worth Asking Before You Buy in This Pocket of the Southern Suburbs

Before you commit to a specific street or suburb, it's worth sitting with a few honest questions:

• Am I paying for the house, or for the postcode? Be clear-eyed about how much of your budget is going toward bricks and mortar versus the surrounding catchment and campus access.
• How long do I realistically plan to stay? Location premiums tend to reward long-term holders more than buyers planning to sell within two or three years.
• Do I actually need the school catchment, or would a slightly larger home elsewhere serve my family just as well?
• Am I buying for lifestyle, for rental yield, or for long-term capital growth? Each goal points toward a different one of these three suburbs.
• Have I compared recent comparable sales, not just current asking prices? Asking prices and achieved sale prices in this market can differ meaningfully.

Not sure how to answer these for your own situation? That's exactly the kind of conversation Lake Properties has with buyers every week — call 083 624 7129 for an honest, no-pressure chat about your priorities.

Frequently Asked Questions

Is Rondebosch East always more expensive than Crawford?
Generally yes, particularly for comparable erf sizes and bedroom counts, though there is overlap at the top end of Crawford's market and the lower end of Rondebosch East's. Always compare specific streets and recent sales rather than suburb averages alone.

Is Athlone a good alternative if my budget can't stretch to Rondebosch East?
Athlone offers strong value, an established community feel, and generally more accessible entry-level pricing, making it a sensible option for buyers who want to stay close to the same broader precinct without the Rondebosch East premium.

Does being close to UCT only matter if I'm a student or academic?
No — UCT proximity supports demand from staff, postgraduate renters, and investors buying to let, which helps underpin resale values even for owner-occupiers who have no personal connection to the university.

Will the price gap between these suburbs narrow over time?
Location-driven premiums tend to be persistent rather than temporary, since scarce attributes like campus proximity, school catchments and mature tree canopy can't easily be replicated elsewhere. That said, local market conditions can shift, so it's worth checking current trend data before making long-term assumptions.

Should I get a home loan pre-approved before house-hunting in this area?
Given how quickly well-located Rondebosch East listings move, having your bond pre-approved puts you in a stronger negotiating position — see our guide on bank home loan assessment criteria linked earlier in this article for what lenders look for.

Lake Properties Pro-Tip

When comparing two homes with the same erf size across different Southern Suburbs, ask your agent for a walking-distance map to the three amenities that matter most to you — schools, campus, and public transport — rather than relying on the suburb name alone. Two streets in the same suburb can sit on opposite sides of a catchment boundary, and that boundary can be worth hundreds of thousands of rand at resale. For a street-by-street read on Crawford, Athlone or Rondebosch East, contact Lake Properties on 083 624 7129 or info@lakeproperties.co.za.

Lake Properties