1. Confirm the Lack of Permits
Check with the local municipality’s planning or building department to confirm whether the additions or renovations were done without proper approval.
Obtain a copy of the building plans filed with the municipality to compare them with the current structure.
2. Understand the Implications
Safety and Compliance: Unpermitted work might not meet safety or building standards, posing risks.
Future Sale Issues: Selling a property with unpermitted work may be difficult.
Penalties: Municipalities may impose fines for unapproved structures or require corrective action.
3. Negotiate with the Seller (If Recently Purchased)
If the seller did not disclose the unpermitted work, you may have grounds to pursue legal action or negotiation based on non-disclosure or misrepresentation.
Review your sale agreement with a lawyer to check for clauses that could help you.
4. Regularize the Additions
Apply for Retrospective Approval: Submit an application to the municipality to legalize the structure.
You may need to hire a qualified architect or engineer to inspect the work and prepare updated plans.
Be prepared to make changes if the work does not meet current building codes.
5. Seek Legal Advice
If regularization is not possible or the seller failed to disclose known issues, consult a property lawyer.
You may be entitled to compensation for any costs incurred due to the seller’s failure to disclose.
6. Address Immediate Safety Concerns
If the additions pose a safety risk, prioritize addressing those issues, such as structural problems or electrical hazards, even before pursuing legal or municipal action.
7. Insurance Implications
Notify your insurer about the unpermitted work, as it might affect your coverage.
You may need to regularize the work for continued coverage.
8. Consider Demolishing Unpermitted Work (If Necessary)
In some cases, demolishing non-compliant structures may be the only option if they cannot be brought up to code.
By taking these steps, you can resolve the issue while minimizing potential legal or financial consequences.
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